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Travel Insurance

Smart Elite Traveller Plan

Travel smart to travel well. Whether you're travelling for work or play, Smart Elite Traveller Plan will cover you and your family.

Key Features

  • Compliant with SCHENGEN visa requirement, with no declined destination list
  • Comprehensive protection covering accident, sickness, liability, and travel inconvenience
  • 24-hour worldwide emergency travel and medical assistance
  • Coverage for loss of baggage, personal effects (including laptop and cellphone), money, travel documents, and credit card
  • No deductible applied to any benefit under this policy
  • Reimbursements for travel delay, baggage delay, travel cancellation/curtailment

Additional Benefits

This product also covers amateur sports and activities (including skiing, diving, wakeboarding, etc.) and provides full terrorism coverage.

Optional coverage includes sports equipment loss, rental car excess, and reward for hole-in-one.

Smart Elite Traveller Plan provides a flexible combination of short-term, annual, or family plans meeting your diverse needs.

The policy covers travel to overseas countries and areas including Hong Kong, Macau, and Taiwan.

For overseas travel, make sure to take Smart Elite Traveller with you!


Product Materials

Have a general understanding on the product features and the application information

Learn more about the content of the product agreement


Important Notes

  • Insured Persons must be from 1 to 64 years of age inclusive upon application.
  • If the insurance period is one year, the maximum duration of a single trip covered by the plan is 182 days.
  • Online application is not available for a child below 12 years old who is not traveling with parents. His/her parents, legal guardian, or relative may visit any HSBC branch in Shanghai, Guangzhou, Shenzhen, or Hangzhou for application.

Important Notice:

The above insurance products are underwritten by AXA TianPing Property & Casualty Insurance Company Limited ("AXATP"), which is authorized and regulated by the China Insurance Regulatory Commission (CIRC). AXA will be responsible for providing your insurance coverage and handling claims under your policy.

The above insurance product information is only for your reference, not an offer or offer invitation for product purchase. For related product detail information and provisions, the insurance company's version shall prevail.

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This product is issued and managed by AXATP Insurance Company Limited (AXATP), HSBC Bank (China) Company Limited (HSBC) serves as a third-party online information platform, and assumes no responsibility for sales, underwriting, claims, and after-sales service of the product, with these to be covered by the insurance company.